How to Invoice as a Copywriter in Chicago, IL

Invoicing guide for copywriters in Chicago: 6.25% IL sales tax, 1.5%/mo late-fee cap, plus IL licensing and contractor rules.

Combined sales tax
6.25%
Late fee cap
1.5%/mo
Net terms
14 days
Deposit
50%
Create your first invoice freeSee pricing

1. Chicago-specific tax handling

  • State sales tax: 6.25%. Local jurisdictions in Chicago may add their own rate — verify with your local tax assessor.
  • Late fees: IL statute 815 ILCS 205/4 (Interest Act) caps interest on unpaid invoices at 1.5% per month.

2. Standard copywriter line items

  • Project rate — billed by flat.
  • Hourly editorial — billed by hour (~$95 default).
  • Per-word rate — billed by word (~$0.5 default).
  • Rush surcharge — billed by pct.

3. Payment terms that work in Chicago

Net 14 is standard for copywriters. Most copywriters in competitive markets like Chicago require a 50% deposit upfront before scheduling work. Accept card and ACH on the invoice itself — Chicago customers expect a one-click payment link in their inbox.

4. Licensing & disclosures

No license required. Contracts should specify rights transfer (work-for-hire vs license) and revision rounds included.

Metro
Chicago
State
IL
Net terms
14 days
Deposit
50%

Nearby metros

Related