1. South Bend-specific tax handling
- State sales tax: 7%. Local jurisdictions in South Bend may add their own rate — verify with your local tax assessor.
- Late fees: IN statute Ind. Code §24-4.6-1-101 caps interest on unpaid invoices at 1.5% per month.
2. Standard financial advisor line items
- Plan preparation flat fee — billed by flat.
- Hourly advisory — billed by hour (~$295 default).
- AUM fee — annual % — billed by pct (~$1 default).
- Tax-prep coordination — billed by flat.
3. Payment terms that work in South Bend
Net 30 is standard for financial advisors.0 Accept card and ACH on the invoice itself — South Bend customers expect a one-click payment link in their inbox.
4. Licensing & disclosures
Series 65 / 66 + state RIA registration required for fee-only advisors. CFP / CFA designations are industry-standard.
Metro
South Bend
State
IN
Net terms
30 days
Deposit
0%