1. Des Moines-specific tax handling
- State sales tax: 6%. Local jurisdictions in Des Moines may add their own rate — verify with your local tax assessor.
- Late fees: IA statute Iowa Code §535.2 caps interest on unpaid invoices at 1.5% per month.
2. Standard graphic designer line items
- Design fee — billed by hour (~$75 default).
- Project deposit — billed by percent.
- Stock assets — billed by passthrough.
- Revisions (over scope) — billed by hour (~$65 default).
3. Payment terms that work in Des Moines
Net 14 is standard for graphic designers. Most graphic designers in competitive markets like Des Moines require a 50% deposit upfront before scheduling work. Accept card and ACH on the invoice itself — Des Moines customers expect a one-click payment link in their inbox.
4. Licensing & disclosures
No license required. Independent contractors should issue W-9 to clients.
Metro
Des Moines
State
IA
Net terms
14 days
Deposit
50%