1. Lima-specific tax handling
- State sales tax: 5.75%. Local jurisdictions in Lima may add their own rate — verify with your local tax assessor.
- Late fees: OH statute Ohio Rev. Code §1343.01 caps interest on unpaid invoices at 1.5% per month.
2. Standard insulation contractor line items
- Material — per sqft — billed by sqft.
- Labor — billed by hour (~$70 default).
- Removal of old insulation — billed by flat.
3. Payment terms that work in Lima
Net 14 is standard for insulation contractors. Most insulation contractors in competitive markets like Lima require a 30% deposit upfront before scheduling work. Accept card and ACH on the invoice itself — Lima customers expect a one-click payment link in their inbox.
4. Licensing & disclosures
EPA certifications required for older homes. State licensing varies.
Metro
Lima
State
OH
Net terms
14 days
Deposit
30%