How to Invoice as a Insurance Agent / Broker in Georgia

How to invoice as a insurance agent / broker in Georgia: GA sales tax 4.00% (services usually exempt), late fees capped at 1.5%/mo under Ga. Code §7-4-2, written contracts required over $2,500. Step-by-step guide with a free template.

State sales tax
4%
Late fee cap
1.5%/mo
Net terms
30 days
Deposit
0%
Create your first invoice freeSee pricing

1. Georgia-specific invoice requirements

  • Sales tax line: 4.00% state rate. Most services rendered in Georgia are exempt from sales tax — but materials, parts, and tangible goods are not. State 4%; combined typically 7-9%.
  • Late-fee cap: Georgia statute Ga. Code §7-4-2 caps interest on unpaid invoices at 1.5% per month. Spell out the rate in writing on every invoice and in your contract — courts won't enforce undisclosed fees.
  • Written contract required: Georgia requires a signed agreement for any job over $2,500. Reference the contract number on the invoice.
  • Right-to-cancel notice: Customers in Georgia get 72-hour cancellation rights on certain home-services contracts. Disclose this in your terms.

2. Insurance Agent / Broker line items + standard terms

Every insurance agent / broker invoice in Georgia should itemize work clearly. Standard insurance agent / brokers use Net 30 terms with no deposit required.

  • Broker fee — billed by flat.
  • Policy commission — billed by pct.
  • Audit / risk consult — billed by flat.

3. Insurance Agent / Broker licensing in Georgia

State insurance license required (Property/Casualty, Life/Health, etc.). Producer continuing-education and appointments by carrier.

4. Send and follow up

Send the invoice the same day work completes. Use software that records open events and offers a one-click online payment so you don't need to chase a check by mail. Georgia customers expect digital payment options today — accepting card and ACH typically reduces days-to-paid by 30–50%.

Average invoice
$1,850
State
GA
Net terms
30 days
Deposit
0%

Georgia metro guides

Metro-specific guides include the combined sales-tax rate and local pricing benchmarks.

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