1. Merced-specific tax handling
- State sales tax: 7.25%. Local jurisdictions in Merced may add their own rate — verify with your local tax assessor.
- Late fees: CA statute Cal. Civ. Code §3287; §1671 (penalty rule) caps interest on unpaid invoices at 1.5% per month.
2. Standard photographer line items
- Session fee — billed by flat.
- Hourly coverage — billed by hour (~$250 default).
- Print credit / album — billed by itemized.
- Travel — billed by mile (~$0.67 default).
3. Payment terms that work in Merced
Net 14 is standard for photographers. Most photographers in competitive markets like Merced require a 50% deposit upfront before scheduling work. Accept card and ACH on the invoice itself — Merced customers expect a one-click payment link in their inbox.
4. Licensing & disclosures
No license required. Sales tax often applies to physical deliverables (prints, albums) per state.
Metro
Merced
State
CA
Net terms
14 days
Deposit
50%