Arkansas Late Fee Calculator

Find the legal maximum late fee in Arkansas. Based on Ark. Const. art. 19 §13; Ark. Code §4-57-104.

Max per month
1.45%
Annualized cap
17.4%
Written agreement
Required
Grace period
0 days

Arkansas Late Fee Calculator

Based on Ark. Const. art. 19 §13; Ark. Code §4-57-104

Late fee owed$14.50

QuickBillMaker applies late fees automatically based on your configured policy. Set it once and stop chasing payments by hand.

How Arkansas late fees work

In Arkansas, late payment fees on commercial invoices are governed by Ark. Const. art. 19 §13; Ark. Code §4-57-104. The legal maximum is 1.45% per month (17.4% annualized). Constitutional usury cap is 17% per year on consumer loans; commercial contracts may go higher. Late fees must be reasonable and in writing.

The fee must be stated in a written agreement before the work is performed. Without a written rate, only the statutory default rate applies.

Arkansas prompt-pay law

Arkansas Prompt Payment Act (Ark. Code §22-9-205); construction §18-44-115 Public: 30 days from invoice. Construction subs paid within 10 days of prime receiving payment.

Stop calculating late fees by hand

QuickBillMaker applies your Arkansas late fee rate automatically when invoices go overdue.

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