Florida Late Fee Calculator

Find the legal maximum late fee in Florida. Based on Fla. Stat. §687.03 (usury).

Max per month
1.5%
Annualized cap
18%
Written agreement
Required
Grace period
0 days

Florida Late Fee Calculator

Based on Fla. Stat. §687.03 (usury)

Late fee owed$15.00

QuickBillMaker applies late fees automatically based on your configured policy. Set it once and stop chasing payments by hand.

How Florida late fees work

In Florida, late payment fees on commercial invoices are governed by Fla. Stat. §687.03 (usury). The legal maximum is 1.5% per month (18% annualized). Civil usury cap 18% per year on contracts under $500K (25% on contracts $500K+). Must be in written agreement.

The fee must be stated in a written agreement before the work is performed. Without a written rate, only the statutory default rate applies.

Florida prompt-pay law

Florida Prompt Payment Act (Fla. Stat. §218.70-218.80; §715.12 for construction) Public: 45 days for invoices. Private construction: 14 days after billing period end.

Stop calculating late fees by hand

QuickBillMaker applies your Florida late fee rate automatically when invoices go overdue.

Automate late fees free