Hawaii Late Fee Calculator

Find the legal maximum late fee in Hawaii. Based on Haw. Rev. Stat. §478-2 (legal rate of interest).

Max per month
1%
Annualized cap
12%
Written agreement
Required
Grace period
0 days

Hawaii Late Fee Calculator

Based on Haw. Rev. Stat. §478-2 (legal rate of interest)

Late fee owed$10.00

QuickBillMaker applies late fees automatically based on your configured policy. Set it once and stop chasing payments by hand.

How Hawaii late fees work

In Hawaii, late payment fees on commercial invoices are governed by Haw. Rev. Stat. §478-2 (legal rate of interest). The legal maximum is 1% per month (12% annualized). Legal rate 10% per year; consumer loans capped at 12% per year; commercial may go higher when in writing.

The fee must be stated in a written agreement before the work is performed. Without a written rate, only the statutory default rate applies.

Hawaii prompt-pay law

Hawaii Prompt Payment Act (Haw. Rev. Stat. §103-10) Payment due within 30 days of invoice receipt; interest accrues at the legal rate if late.

Stop calculating late fees by hand

QuickBillMaker applies your Hawaii late fee rate automatically when invoices go overdue.

Automate late fees free