North Carolina Late Fee Calculator

Find the legal maximum late fee in North Carolina. Based on N.C. Gen. Stat. §24-1 (legal rate of interest); §24-1.1.

Max per month
1.5%
Annualized cap
18%
Written agreement
Required
Grace period
0 days

North Carolina Late Fee Calculator

Based on N.C. Gen. Stat. §24-1 (legal rate of interest); §24-1.1

Late fee owed$15.00

QuickBillMaker applies late fees automatically based on your configured policy. Set it once and stop chasing payments by hand.

How North Carolina late fees work

In North Carolina, late payment fees on commercial invoices are governed by N.C. Gen. Stat. §24-1 (legal rate of interest); §24-1.1. The legal maximum is 1.5% per month (18% annualized). Legal rate 8% per year; written contracts may set up to 16% per year on amounts ≤ $25,000. Commercial loans over $25K have no cap.

The fee must be stated in a written agreement before the work is performed. Without a written rate, only the statutory default rate applies.

North Carolina prompt-pay law

North Carolina Prompt Payment Act (N.C. Gen. Stat. §143-134.1 for public; §22C-1 for construction) Construction subs paid within 7 days of GC receiving payment; 1% per month interest if late.

Stop calculating late fees by hand

QuickBillMaker applies your North Carolina late fee rate automatically when invoices go overdue.

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