Rhode Island Late Fee Calculator

Find the legal maximum late fee in Rhode Island. Based on R.I. Gen. Laws §6-26-2 (legal rate of interest).

Max per month
1.75%
Annualized cap
21%
Written agreement
Required
Grace period
0 days

Rhode Island Late Fee Calculator

Based on R.I. Gen. Laws §6-26-2 (legal rate of interest)

Late fee owed$17.50

QuickBillMaker applies late fees automatically based on your configured policy. Set it once and stop chasing payments by hand.

How Rhode Island late fees work

In Rhode Island, late payment fees on commercial invoices are governed by R.I. Gen. Laws §6-26-2 (legal rate of interest). The legal maximum is 1.75% per month (21% annualized). Legal rate 12% per year; written contracts may set up to 21% per year. Criminal usury at 36%.

The fee must be stated in a written agreement before the work is performed. Without a written rate, only the statutory default rate applies.

Rhode Island prompt-pay law

Rhode Island Prompt Payment Act (R.I. Gen. Laws §42-11.1; §34-24 for construction) Construction subs paid within 30 days of GC receiving payment.

Stop calculating late fees by hand

QuickBillMaker applies your Rhode Island late fee rate automatically when invoices go overdue.

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