Tennessee Late Fee Calculator

Find the legal maximum late fee in Tennessee. Based on Tenn. Code §47-14-103 (legal rate of interest).

Max per month
1.5%
Annualized cap
18%
Written agreement
Required
Grace period
0 days

Tennessee Late Fee Calculator

Based on Tenn. Code §47-14-103 (legal rate of interest)

Late fee owed$15.00

QuickBillMaker applies late fees automatically based on your configured policy. Set it once and stop chasing payments by hand.

How Tennessee late fees work

In Tennessee, late payment fees on commercial invoices are governed by Tenn. Code §47-14-103 (legal rate of interest). The legal maximum is 1.5% per month (18% annualized). Legal rate 10% per year; written contracts may set up to 4% above prime (formula rate). Commercial loans over $1M have no cap.

The fee must be stated in a written agreement before the work is performed. Without a written rate, only the statutory default rate applies.

Tennessee prompt-pay law

Tennessee Prompt Pay Act (Tenn. Code §66-34-101 et seq.) Subs paid within 30 days of GC receiving payment; 1.5% per month interest if late.

Stop calculating late fees by hand

QuickBillMaker applies your Tennessee late fee rate automatically when invoices go overdue.

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