Texas Late Fee Calculator

Find the legal maximum late fee in Texas. Based on Tex. Bus. & Com. Code §2.207 (commercial); Tex. Fin. Code §302.002.

Max per month
1.5%
Annualized cap
18%
Written agreement
Required
Grace period
0 days

Texas Late Fee Calculator

Based on Tex. Bus. & Com. Code §2.207 (commercial); Tex. Fin. Code §302.002

Late fee owed$15.00

QuickBillMaker applies late fees automatically based on your configured policy. Set it once and stop chasing payments by hand.

How Texas late fees work

In Texas, late payment fees on commercial invoices are governed by Tex. Bus. & Com. Code §2.207 (commercial); Tex. Fin. Code §302.002. The legal maximum is 1.5% per month (18% annualized). Up to 18% per year (1.5%/mo) on commercial contracts when stated in writing. Default rate without written agreement is 6% per year.

The fee must be stated in a written agreement before the work is performed. Without a written rate, only the statutory default rate applies.

Texas prompt-pay law

Texas Prompt Payment Act (Gov. Code Ch. 2251) for state contracts; private construction Ch. 28 Owners must pay within 35 days of receipt of payment request; interest accrues at prime + 1% otherwise.

Stop calculating late fees by hand

QuickBillMaker applies your Texas late fee rate automatically when invoices go overdue.

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