How to Invoice as a Roofer in Saginaw, MI

Invoicing guide for roofers in Saginaw: 6% MI sales tax, 0.58%/mo late-fee cap, plus MI licensing and contractor rules.

Combined sales tax
6%
Late fee cap
0.58%/mo
Net terms
14 days
Deposit
33%

1. Saginaw-specific tax handling

  • State sales tax: 6%. Local jurisdictions in Saginaw may add their own rate β€” verify with your local tax assessor.
  • Late fees: MI statute Mich. Comp. Laws Β§438.31 caps interest on unpaid invoices at 1.5% per month.

2. Standard roofer line items

  • Tear-off β€” billed by flat.
  • Underlayment β€” billed by itemized.
  • Shingles / membrane β€” billed by itemized.
  • Labor β€” billed by hour (~$75 default).
  • Disposal fee β€” billed by flat.

3. Payment terms that work in Saginaw

Net 14 is standard for roofers. Most roofers in competitive markets like Saginaw require a 33% deposit upfront before scheduling work. Accept card and ACH on the invoice itself β€” Saginaw customers expect a one-click payment link in their inbox.

4. Licensing & disclosures

Most states require a roofing-specific or general contractor license. Manufacturer warranty often requires certified installer.

Metro
Saginaw
State
MI
Net terms
14 days
Deposit
33%

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