New Jersey compliance baked into the template
- Sales tax: 6.63% state rate. Generally exempts most services. State 6.625%; uniform with limited Urban Enterprise Zones at 3.3125%.
- Late fees: Up to 1.5% per month under N.J. Stat. §31:1-1. Civil usury cap 16%/yr; criminal 30%/yr.
- Written contract: Required for jobs over $500. The template includes a signature block and scope-of-work field.
Photographer invoice fields
- Session fee — flat
- Hourly coverage — hour, default $250
- Print credit / album — itemized
- Travel — mile, default $0.67
State
NJ
Avg invoice
$2,150
Net terms
14 days
Deposit
50%