1. New Jersey-specific invoice requirements
- Sales tax line: 6.63% state rate. Most services rendered in New Jersey are exempt from sales tax — but materials, parts, and tangible goods are not. State 6.625%; uniform with limited Urban Enterprise Zones at 3.3125%.
- Late-fee cap: New Jersey statute N.J. Stat. §31:1-1 caps interest on unpaid invoices at 1.5% per month. Spell out the rate in writing on every invoice and in your contract — courts won't enforce undisclosed fees.
- Written contract required: New Jersey requires a signed agreement for any job over $500. Reference the contract number on the invoice.
- Right-to-cancel notice: Customers in New Jersey get 72-hour cancellation rights on certain home-services contracts. Disclose this in your terms.
2. Photographer line items + standard terms
Every photographer invoice in New Jersey should itemize work clearly. Standard photographers use Net 14 terms with a 50% deposit required upfront.
- Session fee — billed by flat.
- Hourly coverage — billed by hour (~$250 default).
- Print credit / album — billed by itemized.
- Travel — billed by mile (~$0.67 default).
3. Photographer licensing in New Jersey
No license required. Sales tax often applies to physical deliverables (prints, albums) per state.
4. Send and follow up
Send the invoice the same day work completes. Use software that records open events and offers a one-click online payment so you don't need to chase a check by mail. New Jersey customers expect digital payment options today — accepting card and ACH typically reduces days-to-paid by 30–50%.
New Jersey metro guides
Metro-specific guides include the combined sales-tax rate and local pricing benchmarks.